Chip
Product Design

Chip

What
Product Design
Client
Chip

Chip is a UK-based fintech app that helps people save and invest automatically. The platform uses behavioural data and smart automation to analyse spending habits and set aside affordable amounts into savings and investment products.

During my time at Chip, I worked across multiple growth and monetisation initiatives. My most significant project was leading design efforts for ChipX, the company’s first paid subscription tier.

ChipX was a strategic shift for the business, moving Chip from a purely free savings product toward a sustainable subscription model. The challenge was not only designing a compelling paid experience, but repositioning the brand to appeal to a more financially mature audience while maintaining Chip’s accessibility and trust.

To support this, I facilitated brand and positioning workshops across product, marketing, and leadership teams to align on audience, value proposition, and messaging strategy. I collaborated closely with data teams to identify behavioural patterns, validate pricing assumptions, and prioritise features most likely to drive conversion.

ChipX successfully reached 50% user adoption within six months of launch.

Alongside ChipX, I contributed to several growth initiatives including:

• Designing improvements to Chip’s viral referral scheme, helping drive user acquisition

• Launching the Chip+1 account, which introduced market-leading interest savings products

• Supporting two successful crowdfunding campaigns through product and user experience improvements.

Interested in working together? Let's chat.

get in touch